Howe & Rusling, Inc. is a balanced manager that takes a long-term approach towards investments by allocating assets among many asset classes. Our philosophy is simple. Howe & Rusling stresses the preservation and growth of your capital. It is much more serious to experience a capital loss than to lose an investment opportunity. There will always be other opportunities. We invest in stocks of companies which are leaders in their industry. We look for "earnings surprises" or other positive factors that are not generally recognized which we believe will drive up the price of a company's stock. In general, we buy "rising stars" before they become stars. Using proprietary software and other contemporary technology, we create computer models to evaluate, select and reevaluate stocks. This research discipline - developed and refined for more than 20 years - lets us continually monitor the relative attractiveness of different stocks and establishes a dynamic price range for buying and selling.

Contact Saperston Asset Management Inc. at: web@saperston.com

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